King Solomons Guide to Financial Freedom


financial-freedomQuestion: Which one of yourbillsalways gets paid?
Answer: The bill you pay first.

But what happens if the bill you really need to pay is more than the money you have in the bank? Sounds like youcould usea little biblical wisdom from the legendarily wealthy King Solomon.

“King Solomon was greater in riches and wisdom than all the other kings of the earth,” reads 1 Kings 10:23 and he passed along someof that wisdom in the books of Proverbs and Ecclesiastes.

In Ecclesiastes 5:5, he writes “It is better that you should not vow than that you should vow and not pay.” So, not paying or not paying on time is not a good lookfor a Christian. Being flakey on your paymentsruins your financial reputation. That’s allyour credit score is: it’s simply a reflection of your financial reputation.

Proverbs 22:1says “A good name is to be chosen rather than great riches, and favor is better than silver or gold.” What do you want your financial reputation to say about you, not to mention the God you serve?

Like me, you may have had some dings in your credit history but with discipline,your financial reputation will take a turn for the better.

Here’ssomething to think about: what would happen if you paid your bills whenever you get paid? Sayyou get paid twice per month and your monthly mortgage is $1,000 due on the 1st and your car note is $400 due on the 5th. Instead of trying to pay a bunch of bills all at once, what would happen if you were to pay $500 every two weeks on the mortgage and $200 every two weeks on the car note.

With this strategy, you would automate your bill payments so that you’d never be late which would in turn tell your creditors that you can be trusted and boostyour financial reputation, a.k.a. credit score.Solomon may have said it like this:“Do not withhold good from those to whom it is due, when it is in your power to do it. Do not say to your neighbor, Go, and come again, tomorrow I will give itwhen you have it with you.”Proverbs 3:27-28 ESV

There’s no reason towait and “hold on” to money until the 1stand 15th. You may not have enough to knock out the entire bill with one paycheck but if you make small steady payments, you will breathe easier and ensure that your bills stay paid. Besides, nobody can “hold on” to money reallyit’s always something: a flat tire, an unplannednight out, a new outfit. Don’t believe me, ask Solomon.

By paying your bills periodically as you get paid, youwillhave greatercontrol over your financial life, experience fewer late or unpaid bills, improve your credit history and be in a better position to share and be financially generous toothers.Don’t take my word for it; look in the Book:

  • “The wicked borrows but does not pay back, but the righteous is generous and gives;” Psalm 37:21 ESV
  • “The rich rules over the poor, and the borrower is the slave of the lender.”Proverbs 22:7 ESV
  • “Pay to all what is owed to them: taxes to whom taxes are owed, revenue to whom revenue is owed, respect to whom respect is owed, honor to whom honor is owed. Owe no one anything, except to love each other, for the one who loves another has fulfilled the law.” Romans 13:7-8 ESV

Roland Hairston

Roland Hairston loves God and loves people. He wrestles with ideas about life, faith, leadership and church and wields strategy, technology and communications to move people to action. As Publisher of Gospel Today, Roland has the joy of sharing information, inspiration, education and empowerment with the world.

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